Description: Lovable Free gives 5 build credits daily but only 30 per calendar month. Learn the exact UTC reset, why credits stop after day six, what chat allowances cover, and how Pro and Business differ in October 2026.
Short answer: Lovable Free grants 5 build credits at 00:00 UTC daily, capped at 30 granted credits per calendar month. The official example reaches that ceiling on the first six days; daily build grants then pause until 00:00 UTC on the first day of the next month. The Free plan itself remains available. Verified against official documentation on October 17, 2026. [1][2]
Free versus paid plans
| Plan | Daily build grant | Monthly cap on daily grant | Monthly subscription credits | Cloud / in-app AI / connector monthly grants |
|---|---|---|---|---|
| Free | 5 | 30 | None | 20 / 4 / 1 |
| Pro | 5 | Generally uncapped* | 100–10,000 | 20 / 4 / 1 |
| Business | 5 | Generally uncapped* | 100–10,000 | 20 / 4 / 1 |
| Enterprise | No standard free daily grant | Contract-specific | Negotiated | No standard grants |
*The detailed plan documentation says Pro and Business have no monthly cap on daily build grants. The official pricing FAQ separately notes that some regional paid plans cap daily grants at 30 monthly. Check the conditions shown for your workspace before assuming an exception does not apply. [1][2][3]
Three reset clocks, not one
Daily build grants and the separate chat allowance refresh at midnight UTC. Unused daily grants expire at day's end. For Free, the monthly cap and the Cloud (20), AI (4), and connector (1) grants refresh at 00:00 UTC on the first of the calendar month. Those grants cover distinct activities: Cloud runs your app; AI powers model calls inside your deployed app; connector credits cover eligible managed integrations. Four AI credits are not four messages to the Lovable builder. Paid monthly subscription credits are issued on the billing cycle; monthly-plan credits expire two months after issue, annual-plan credits one month after the annual term ends, and purchased top-ups after 12 months. [1]
Five credits do not equal five prompts
Lovable's examples price a button recolor at 0.50 credits, footer removal at 0.90, authentication at 1.20, and an image-based landing page at 2.00. Build mode costs depend on work performed. Plan mode costs 1 credit per message plus possible subagent research. Check the reply's Credits used menu for actual usage. A workspace shares its grants among collaborators; creating extra members does not multiply the allowance. [1]
Two official examples differ: The pricing FAQ [3] illustrates an image landing page at 1.70 credits; the detailed help [1] uses 2.00. Both are examples, not a fixed quote. For a specific task, prefer the detailed usage rules and the actual Credits used entry.
Is free chat ending October 31?
Chats and project Chat mode have a daily chat allowance on Free, Pro, and Business; paid tiers receive a larger allowance, but Lovable does not publish a fixed number of free messages. After it is used, chat draws on daily build credits and then general credits. Project Build mode, image generation and Cloud usage remain separately charged. The official help page says the current chat pricing model and daily allowance apply through October 31, 2026. It does not announce that all free chats disappear on November 1. Future terms need a new official confirmation. [1]
What changed in June 2026?
Lovable's June 13 announcement began moving previously separate build and Cloud/AI balances into one credit balance, without changing plan prices, the daily build grant, consumption rates or expiration rules as part of that migration. Rollout happened over subsequent days; the announcement date is not proof that every workspace migrated that day. The announcement highlighted AI grants for Free, while today's detailed plan table lists 4 monthly AI credits for Free, Pro and Business, plus 1 connector credit. For current entitlements use the detailed documentation [1][2]; for historical context use the announcement [4]. Cloud, AI, connector grants and the chat offer are described as temporary. [1][4]
What to check when building stops
Open your workspace's Plans & credit usage panel. Inspect the daily build grant, monthly Free cap, chat allowance and Cloud/AI usage separately. Chat mode can still work with zero build credits if its chat allowance remains. On Free, wait for the first of next month or upgrade; Free cannot buy stand-alone top-ups. Entry prices listed are Pro US$25/month and Business US$50/month, each with 100 monthly subscription credits. Pro and Business can buy top-ups, priced separately. [1][2][3]
Conclusion: The daily reset and monthly ceiling operate together. If your Free build grant stays at zero after midnight UTC, check whether 30 credits have already been granted this month. Do not confuse chat allowances with build credits or deployed-app AI credits. October 31 is the documented end of the current chat pricing terms, not a confirmed shutdown of free chat.
Official sources, checked 2026-10-17: [1] https://docs.lovable.dev/introduction/credits-and-usage · [2] https://docs.lovable.dev/introduction/subscription-plans · [3] https://lovable.dev/pricing · [4] June 13 announcement https://lovable.dev/en/blog/simplifying-billing
