BANK unlocks once your current run reaches $500. Spin within the 20-second limit, then decide whether to bank your winnings or chase a larger combo. Risk % increases after every spin; a failed run ends with $0.
Play and starting rules
Play the official browser game. Developer planscaut published it on October 24, 2026 at 23:49 UTC for 20 Second Game Jam 2026. The developer specifies 20 seconds, 10 spins, $100 starting cash and mouse clicks only. These dollars are in-game currency.
Controls and outcomes
| Feature | What it does |
|---|---|
| Spin | Click to turn the wheel and try for combos |
| BANK | Locked until your run reaches $500; click to secure winnings |
| Risk % | Rises with each spin; failure leaves the run at $0 |
| Tax / Vault | Tax is deducted from banked money before the rest enters the Vault |
| Permanent upgrades | More spins, boosts, luck and a larger starting wallet |
From the first spin to banking
- Find your balance, timer, spins remaining, Risk % and BANK button.
- Click Spin and read the result. Combos may grow your pot, but the next spin carries more risk.
- Under $500, BANK remains locked. Watch the clock and remaining spins; no guaranteed number of spins to reach $500 is documented.
- At $500 or above, BANK becomes available. Bank early for a more conservative result, or keep spinning to pursue more money while risking the whole pot.
- Banking applies tax starting at 15% and rising. Only the after-tax amount reaches the Vault; $500 displayed is not $500 net saved.
- Compare the available permanent upgrades with the money you can spend. Their exact prices and optimal purchase order are not specified publicly.
Five losses unlock a separate challenge
Fail five runs in a row to unlock Luck Challenge. Stop the moving marker in the green zone to win $1,000–$2,500 and a permanent luck boost. Miss and lose $50. This mini-game is separate from the ordinary BANK target. Deliberately losing five times has not been shown to be the fastest earning strategy.
Troubleshooting and FAQ
| Question | Answer |
|---|---|
| Why is BANK disabled? | The current run has not reached $500 |
| Why did my pot become $0? | Another spin can fail; BANK must be used to protect it |
| Why is my Vault balance smaller? | Banking is taxed, starting at 15% |
| What if ten spins are not enough? | More spins are a permanent upgrade category |
| Why no Luck Challenge? | You need five consecutive failures, not just five plays |
| Is there a guaranteed green-zone timing? | No exact timing window has been verified |
Does reaching $500 automatically win? No; it unlocks BANK, which you still need to click. When should I bank? Early after unlocking is more cautious if you want to avoid a total loss; the optimal spin count and exact probabilities are unknown.
Takeaway and sources
Spin to $500, BANK before time runs out, then upgrade with after-tax funds. Even the consolation prize for five losses demands another test of luck. This wheel never clocks out. The guide is based on published rules, not a claimed hands-on completion or measured odds, upgrade prices or maximum score.
- Official game and rules
- 20 Second Game Jam 2026
- Checked October 25, 2026.
